{"id":1619,"date":"2025-11-19T23:52:29","date_gmt":"2025-11-19T23:52:29","guid":{"rendered":"https:\/\/monarksolutions.ca\/?p=1619"},"modified":"2026-01-21T15:49:26","modified_gmt":"2026-01-21T15:49:26","slug":"comprendre-enfin-votre-releve-de-cartes-le-guide-simple-pour-marchands","status":"publish","type":"post","link":"https:\/\/monarksolutions.ca\/en\/comprendre-enfin-votre-releve-de-cartes-le-guide-simple-pour-marchands\/","title":{"rendered":"Finally understanding your card statement: the simple guide for merchants"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"1619\" class=\"elementor elementor-1619\" data-elementor-post-type=\"post\">\n\t\t\t\t<div class=\"elementor-element elementor-element-19981e1 e-flex e-con-boxed e-con e-parent\" data-id=\"19981e1\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-88e618e e-con-full e-flex e-con e-child\" data-id=\"88e618e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a4662e6 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading\" data-id=\"a4662e6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"theme-post-title.default\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Finally understanding your card statement: the simple guide for merchants<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cb70dfc elementor-align-center elementor-widget elementor-widget-post-info\" data-id=\"cb70dfc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"post-info.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-inline-items elementor-icon-list-items elementor-post-info\">\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-repeater-item-7f530f1 elementor-inline-item\" itemprop=\"datePublished\">\n\t\t\t\t\t\t<a href=\"https:\/\/monarksolutions.ca\/en\/2025\/11\/19\/\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date\">\n\t\t\t\t\t\t\t\t\t\t<time>November 19, 2025<\/time>\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t<\/li>\n\t\t\t\t<li class=\"elementor-icon-list-item elementor-repeater-item-6863c75 elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-custom\">\n\t\t\t\t\t\t\t\t\t\tTeam\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d46f053 e-flex e-con-boxed e-con e-parent\" data-id=\"d46f053\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-d3b2370 e-con-full e-flex e-con e-child\" data-id=\"d3b2370\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-50592aa elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image\" data-id=\"50592aa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"theme-post-featured-image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"2560\" height=\"1707\" src=\"https:\/\/monarksolutions.ca\/wp-content\/uploads\/2025\/11\/smiling-man-woman-cash-register-scaled.jpg\" class=\"attachment-full size-full wp-image-1621\" alt=\"\" srcset=\"https:\/\/monarksolutions.ca\/wp-content\/uploads\/2025\/11\/smiling-man-woman-cash-register-scaled.jpg 2560w, https:\/\/monarksolutions.ca\/wp-content\/uploads\/2025\/11\/smiling-man-woman-cash-register-300x200.jpg 300w, https:\/\/monarksolutions.ca\/wp-content\/uploads\/2025\/11\/smiling-man-woman-cash-register-1024x683.jpg 1024w, https:\/\/monarksolutions.ca\/wp-content\/uploads\/2025\/11\/smiling-man-woman-cash-register-768x512.jpg 768w, https:\/\/monarksolutions.ca\/wp-content\/uploads\/2025\/11\/smiling-man-woman-cash-register-1536x1024.jpg 1536w, https:\/\/monarksolutions.ca\/wp-content\/uploads\/2025\/11\/smiling-man-woman-cash-register-2048x1365.jpg 2048w, https:\/\/monarksolutions.ca\/wp-content\/uploads\/2025\/11\/smiling-man-woman-cash-register-18x12.jpg 18w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7c3daff elementor-widget elementor-widget-text-editor\" data-id=\"7c3daff\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h1><strong>For many merchants, reading a card statement is a puzzle.<\/strong><\/h1><p>We see percentages, fees in several places, technical terms\u2026 and in the end, we don\u2019t really know how much we\u2019re paying or why.<\/p><p>At Monark, we believe things should be simple, transparent, and easy to understand.<\/p><p dir=\"ltr\">Here is a clear, quick and practical guide to help you finally understand your statement and, most importantly, know exactly where your money is going.<\/p><p><strong>The three types of charges on your statement<\/strong><\/p><ul><li>Each card transaction includes three main categories of fees.<\/li><li>Knowing them means understanding 80% of your statement.<\/li><\/ul><p><strong><br \/>Interchange fees (mandatory)<br \/><\/strong>These are the fees set by Visa and Mastercard.<br \/>They go directly to the client's bank, never to Monark.<\/p><p><strong><em>They change according to:<\/em><\/strong><\/p><ul><li>the type of card (Debit, Credit, World, Infinite, Business, etc.)<\/li><li>the payment method (tap, chip, online)<\/li><li dir=\"ltr\">your sector of activity<br \/><br \/><\/li><\/ul><p><strong>The interchange is automatic, regulated and the same for everyone.<\/strong><\/p><p><strong>No one can negotiate it.<\/strong><\/p><p><strong>Evaluation fees (network fees)<\/strong><\/p><p>These are small fees imposed by Visa and Mastercard for the operation of the network.<\/p><p><em>Common examples:<\/em><\/p><ul><li>Mastercard Assessment Fee<\/li><li>Visa Acquirer Processing Fee<\/li><\/ul><p><br \/>These too are mandatory and do not change from one supplier to another.<\/p><p><strong>Your payment provider's fees<\/strong><\/p><p>This is the variable part of your statement.<\/p><p>This is where suppliers distinguish themselves... or add too many margins.<\/p><p><em>We find:<\/em><\/p><ul><li>the margins (the percentage which varies from one supplier to another)<\/li><li>miscellaneous monthly expenses<\/li><li>administrative costs<\/li><li>PCI compliance fees<\/li><li>rental fees<\/li><li>authorization or transaction fees<\/li><li>the \"other charges\" are sometimes poorly explained<\/li><\/ul><p><br \/>This is also where many merchants unknowingly overpay.<\/p><p>And this is where Monark can save you the most money.<\/p><p>The simplest secret: your \"effective rate\"<\/p><p>The best way to know if you are paying too much is very simple:<\/p><p>Total fees \u00f7 Total volume = your actual rate<\/p><p><em>Exemple :<\/em><\/p><ul><li>Volume for the month: $50,000<\/li><li>Total cost: $1,350<br \/>\u27a1 1 350 \u00f7 50 000 = 2,70 %<\/li><\/ul><p><br \/>So that's what you're actually paying for.<\/p><p>Not the \"theoretical\" rate stated on your contract.<\/p><p>If your effective rate exceeds 2.00%, there is probably room for optimization.<\/p><p>If you don't know how to calculate it, Monark will do it for you.<\/p><p><strong>Why are there so many categories on your statement?<\/strong><\/p><p>Visa and Mastercard classify each type of card into a different interchange category.<\/p><p>That's why your statement contains several lines:<\/p><ul><li>Consumer Standard<\/li><li>Rewards<\/li><li>World \/ World Elite<\/li><li>Corporate<\/li><li>Tap vs. card inserted<\/li><li>Online transactions<\/li><li>Etc<\/li><\/ul><p><br \/>Each category has a different rate.<\/p><p>It's not your supplier who decides \u2014 it's the customer's choice.<\/p><p><strong>Where merchants lose the most money<\/strong><\/p><ul><li>This is not the interchange.<\/li><li>It's not network charges.<\/li><\/ul><p><br \/><strong>The problem is here:<\/strong><\/p><ul><li>administrative fees added<\/li><li>monthly PCI fees<\/li><li>batch fee<\/li><li>authorization fees<\/li><li>Fees $8.99, $14.95, $5.00 here and there<\/li><li>equipment rental fees<\/li><li>automatic annual increases (often forgotten)<\/li><\/ul><p><br \/>Many merchants think they pay \"1.49%\", but their actual rate often exceeds 2.50% to 3.00%.<\/p><p><strong>How Monark simplifies and optimizes your expenses<\/strong><\/p><p>At Monark Solutions, our mission is simple:<\/p><p><em><strong>Transparency, economy, white-glove service.<\/strong><\/em><\/p><p>Here's what we do for you:<\/p><ol><li>A complete and free analysis of your statement<\/li><li>Calculation of the actual effective rate\u00a0<\/li><li>Identifying unnecessary expenses<\/li><li>Optimizing non-interchange fees<\/li><li>Installation service, training and support<\/li><li>Eco-friendly local structure with no surprise price increases<\/li><li>Real savings of between $2,000 and $8,000 per year<\/li><\/ol><p><br \/>We believe every merchant deserves:<\/p><ul><li>a simple statement<\/li><li>a fair price<\/li><li>a human relationship<\/li><li>a local partner who works for him<\/li><\/ul><p><br \/>Conclusion: Understanding your statement means regaining control<\/p><p>Your statement doesn't need to be complicated.<\/p><p>And you don't need to be a payments expert.<\/p><p><strong>What you need to remember:<\/strong><\/p><ol><li><strong>Interchange: mandatory and identical everywhere<\/strong><\/li><li><strong>Network charges: small, regulated fees<\/strong><\/li><li><strong>Supplier costs: what needs to be optimized<\/strong><\/li><\/ol><p dir=\"ltr\"><br \/>Monark is here to help you gain clarity, save money, and simplify all your payment management.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-adc4910 elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-mobile elementor-widget elementor-widget-theme-post-content\" data-id=\"adc4910\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"theme-post-content.default\">\n\t\t\t\t\t\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"1619\" class=\"elementor elementor-1619\" data-elementor-post-type=\"post\">\n\t\t\t\t<div class=\"elementor-element elementor-element-19981e1 e-flex e-con-boxed e-con e-parent\" data-id=\"19981e1\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-88e618e e-con-full e-flex e-con e-child\" data-id=\"88e618e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a4662e6 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading\" data-id=\"a4662e6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"theme-post-title.default\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Finally understanding your card statement: the simple guide for merchants<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cb70dfc elementor-align-center elementor-widget elementor-widget-post-info\" data-id=\"cb70dfc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"post-info.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-inline-items elementor-icon-list-items elementor-post-info\">\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-repeater-item-7f530f1 elementor-inline-item\" itemprop=\"datePublished\">\n\t\t\t\t\t\t<a href=\"https:\/\/monarksolutions.ca\/en\/2025\/11\/19\/\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date\">\n\t\t\t\t\t\t\t\t\t\t<time>November 19, 2025<\/time>\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t<\/li>\n\t\t\t\t<li class=\"elementor-icon-list-item elementor-repeater-item-6863c75 elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-custom\">\n\t\t\t\t\t\t\t\t\t\tTeam\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d46f053 e-flex e-con-boxed e-con e-parent\" data-id=\"d46f053\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-d3b2370 e-con-full e-flex e-con e-child\" data-id=\"d3b2370\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-50592aa elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image\" data-id=\"50592aa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"theme-post-featured-image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"2560\" height=\"1707\" src=\"https:\/\/monarksolutions.ca\/wp-content\/uploads\/2025\/11\/smiling-man-woman-cash-register-scaled.jpg\" class=\"attachment-full size-full wp-image-1621\" alt=\"\" srcset=\"https:\/\/monarksolutions.ca\/wp-content\/uploads\/2025\/11\/smiling-man-woman-cash-register-scaled.jpg 2560w, https:\/\/monarksolutions.ca\/wp-content\/uploads\/2025\/11\/smiling-man-woman-cash-register-300x200.jpg 300w, https:\/\/monarksolutions.ca\/wp-content\/uploads\/2025\/11\/smiling-man-woman-cash-register-1024x683.jpg 1024w, https:\/\/monarksolutions.ca\/wp-content\/uploads\/2025\/11\/smiling-man-woman-cash-register-768x512.jpg 768w, https:\/\/monarksolutions.ca\/wp-content\/uploads\/2025\/11\/smiling-man-woman-cash-register-1536x1024.jpg 1536w, https:\/\/monarksolutions.ca\/wp-content\/uploads\/2025\/11\/smiling-man-woman-cash-register-2048x1365.jpg 2048w, https:\/\/monarksolutions.ca\/wp-content\/uploads\/2025\/11\/smiling-man-woman-cash-register-18x12.jpg 18w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7c3daff elementor-widget elementor-widget-text-editor\" data-id=\"7c3daff\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h1><strong>For many merchants, reading a card statement is a puzzle.<\/strong><\/h1><p>We see percentages, fees in several places, technical terms\u2026 and in the end, we don\u2019t really know how much we\u2019re paying or why.<\/p><p>At Monark, we believe things should be simple, transparent, and easy to understand.<\/p><p dir=\"ltr\">Here is a clear, quick and practical guide to help you finally understand your statement and, most importantly, know exactly where your money is going.<\/p><p><strong>The three types of charges on your statement<\/strong><\/p><ul><li>Each card transaction includes three main categories of fees.<\/li><li>Knowing them means understanding 80% of your statement.<\/li><\/ul><p><strong><br \/>Interchange fees (mandatory)<br \/><\/strong>These are the fees set by Visa and Mastercard.<br \/>They go directly to the client's bank, never to Monark.<\/p><p><strong><em>They change according to:<\/em><\/strong><\/p><ul><li>the type of card (Debit, Credit, World, Infinite, Business, etc.)<\/li><li>the payment method (tap, chip, online)<\/li><li dir=\"ltr\">your sector of activity<br \/><br \/><\/li><\/ul><p><strong>The interchange is automatic, regulated and the same for everyone.<\/strong><\/p><p><strong>No one can negotiate it.<\/strong><\/p><p><strong>Evaluation fees (network fees)<\/strong><\/p><p>These are small fees imposed by Visa and Mastercard for the operation of the network.<\/p><p><em>Common examples:<\/em><\/p><ul><li>Mastercard Assessment Fee<\/li><li>Visa Acquirer Processing Fee<\/li><\/ul><p><br \/>These too are mandatory and do not change from one supplier to another.<\/p><p><strong>Your payment provider's fees<\/strong><\/p><p>This is the variable part of your statement.<\/p><p>This is where suppliers distinguish themselves... or add too many margins.<\/p><p><em>We find:<\/em><\/p><ul><li>the margins (the percentage which varies from one supplier to another)<\/li><li>miscellaneous monthly expenses<\/li><li>administrative costs<\/li><li>PCI compliance fees<\/li><li>rental fees<\/li><li>authorization or transaction fees<\/li><li>the \"other charges\" are sometimes poorly explained<\/li><\/ul><p><br \/>This is also where many merchants unknowingly overpay.<\/p><p>And this is where Monark can save you the most money.<\/p><p>The simplest secret: your \"effective rate\"<\/p><p>The best way to know if you are paying too much is very simple:<\/p><p>Total fees \u00f7 Total volume = your actual rate<\/p><p><em>Exemple :<\/em><\/p><ul><li>Volume for the month: $50,000<\/li><li>Total cost: $1,350<br \/>\u27a1 1 350 \u00f7 50 000 = 2,70 %<\/li><\/ul><p><br \/>So that's what you're actually paying for.<\/p><p>Not the \"theoretical\" rate stated on your contract.<\/p><p>If your effective rate exceeds 2.00%, there is probably room for optimization.<\/p><p>If you don't know how to calculate it, Monark will do it for you.<\/p><p><strong>Why are there so many categories on your statement?<\/strong><\/p><p>Visa and Mastercard classify each type of card into a different interchange category.<\/p><p>That's why your statement contains several lines:<\/p><ul><li>Consumer Standard<\/li><li>Rewards<\/li><li>World \/ World Elite<\/li><li>Corporate<\/li><li>Tap vs. card inserted<\/li><li>Online transactions<\/li><li>Etc<\/li><\/ul><p><br \/>Each category has a different rate.<\/p><p>It's not your supplier who decides \u2014 it's the customer's choice.<\/p><p><strong>Where merchants lose the most money<\/strong><\/p><ul><li>This is not the interchange.<\/li><li>It's not network charges.<\/li><\/ul><p><br \/><strong>The problem is here:<\/strong><\/p><ul><li>administrative fees added<\/li><li>monthly PCI fees<\/li><li>batch fee<\/li><li>authorization fees<\/li><li>Fees $8.99, $14.95, $5.00 here and there<\/li><li>equipment rental fees<\/li><li>automatic annual increases (often forgotten)<\/li><\/ul><p><br \/>Many merchants think they pay \"1.49%\", but their actual rate often exceeds 2.50% to 3.00%.<\/p><p><strong>How Monark simplifies and optimizes your expenses<\/strong><\/p><p>At Monark Solutions, our mission is simple:<\/p><p><em><strong>Transparency, economy, white-glove service.<\/strong><\/em><\/p><p>Here's what we do for you:<\/p><ol><li>A complete and free analysis of your statement<\/li><li>Calculation of the actual effective rate\u00a0<\/li><li>Identifying unnecessary expenses<\/li><li>Optimizing non-interchange fees<\/li><li>Installation service, training and support<\/li><li>Eco-friendly local structure with no surprise price increases<\/li><li>Real savings of between $2,000 and $8,000 per year<\/li><\/ol><p><br \/>We believe every merchant deserves:<\/p><ul><li>a simple statement<\/li><li>a fair price<\/li><li>a human relationship<\/li><li>a local partner who works for him<\/li><\/ul><p><br \/>Conclusion: Understanding your statement means regaining control<\/p><p>Your statement doesn't need to be complicated.<\/p><p>And you don't need to be a payments expert.<\/p><p><strong>What you need to remember:<\/strong><\/p><ol><li><strong>Interchange: mandatory and identical everywhere<\/strong><\/li><li><strong>Network charges: small, regulated fees<\/strong><\/li><li><strong>Supplier costs: what needs to be optimized<\/strong><\/li><\/ol><p dir=\"ltr\"><br \/>Monark is here to help you gain clarity, save money, and simplify all your payment management.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-534a7f0 elementor-widget elementor-widget-post-navigation\" data-id=\"534a7f0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"post-navigation.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-post-navigation\" role=\"navigation\" aria-label=\"Post Navigation\">\n\t\t\t<div class=\"elementor-post-navigation__prev elementor-post-navigation__link\">\n\t\t\t\t<a href=\"https:\/\/monarksolutions.ca\/en\/augmentationdefrais\/\" 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On voit des pourcentages, des frais \u00e0 plusieurs endroits, des termes techniques&#8230; et au final, on ne sait pas vraiment combien on paie ni pourquoi. Chez Monark, on pense que les choses devraient \u00eatre simples, transparentes et faciles \u00e0 comprendre. Voici donc un [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":1621,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-1619","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"jetpack_featured_media_url":"https:\/\/monarksolutions.ca\/wp-content\/uploads\/2025\/11\/smiling-man-woman-cash-register-scaled.jpg","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/monarksolutions.ca\/en\/wp-json\/wp\/v2\/posts\/1619","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/monarksolutions.ca\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/monarksolutions.ca\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/monarksolutions.ca\/en\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/monarksolutions.ca\/en\/wp-json\/wp\/v2\/comments?post=1619"}],"version-history":[{"count":5,"href":"https:\/\/monarksolutions.ca\/en\/wp-json\/wp\/v2\/posts\/1619\/revisions"}],"predecessor-version":[{"id":1664,"href":"https:\/\/monarksolutions.ca\/en\/wp-json\/wp\/v2\/posts\/1619\/revisions\/1664"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/monarksolutions.ca\/en\/wp-json\/wp\/v2\/media\/1621"}],"wp:attachment":[{"href":"https:\/\/monarksolutions.ca\/en\/wp-json\/wp\/v2\/media?parent=1619"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/monarksolutions.ca\/en\/wp-json\/wp\/v2\/categories?post=1619"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/monarksolutions.ca\/en\/wp-json\/wp\/v2\/tags?post=1619"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}